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bip44 electrum, Restoring your MultibitHD or Bread Wallet in Electrum

BIP32 proposes multiple levels, but there is no clear meaning for each level, which makes wallets developed by different developers unable to communicate with each other. For this purpose, BIP43 and BIP44 have improved BIP32 to define more precisely what each tier means, making HD wallets that follow the same protocol truly mutually compatible. Among them, BIP43 is a rough proposal, BIP44 gives a detailed description of BIP43.

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In December 2018, Slow Fog first discovered and alerted an attacker to a messaging flaw using the Electrum wallet client, forcing an "update prompt" to pop up when a user transfers money, inducing users to update and download malware to carry out currency theft attacks.

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Bitcoin desktop wallet client Electrum has released a 4.0 beta version, adding several important updates, including support for the Lightning network, nearly a year after the previous version of Electrum, 3.3.8 (last July). In the 4.0 beta version, Electrum mainly added features such as PSBT (partially signed Bitcoin transactions), Lightning Network, watchtowers (暸 watchtowers) and Submarineswaps (subliminal switching). (Github.